Established 2001 · Serving Clients Across India

Best Financial Consultant in India — Your Capital, Your Asset

Urban Capital is a PAN India financial advisory helping individuals, professionals, SMEs and businesses secure home loans, business funding, insurance and investments — with transparent terms, fast processing and 50+ banking partners comparing rates for you.

RBI-empanelled partner network
Approvals in days, not weeks
PAN India service
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0+Years Experience
0+Happy Clients
₹0Cr+Loans Processed
0+Partner Banks
Loan Eligibility Snapshot
8.35%*Starting ROI, Home Loan
50+Banks Compared
In-Principle Approvalas fast as 3 days
₹2,400 Cr+disbursed to date
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Financial advisory team consulting a client at Urban Capital office in Gurgaon
23+Years of Trust

Who We Are

A PAN India Financial Consultant Built on Transparency

As a full-service financial consultant, Urban Capital — led by founder Hemant Uppal — has guided individuals, professionals, SMEs and businesses to the right financial solution, not just the fastest one. From our Gurgaon office, our advisory desk works with clients across Delhi NCR and every major city in India, comparing offers from 50+ banks and NBFCs to negotiate better rates on your behalf.

We specialise in home loans, loan against property, business and industrial funding, project and construction finance, insurance and investments — with hands-on documentation support from first call to final disbursement.

Our MissionMake institutional finance simple, fast and fair for every applicant.
Our VisionIndia's most trusted independent financial advisory network.
Core ValueTransparent terms — no hidden charges, no false promises.
Core ValueEnd-to-end support until money is in your account.

What We Offer

Financial Services Built Around Your Goal

As your dedicated financial consultant in India, we structure the right product from our full lending and investment shelf — every service below is backed by our PAN India banking network.

Home Loans

Purchase, construction or balance-transfer home loans at negotiated interest rates.

Lower EMI, faster approval
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Loan Against Property

Unlock funds against residential or commercial property for any business or personal need.

High-value, low-rate funding
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Unsecured Business Loans

Collateral-free working capital funding for proprietorships, partnerships and companies.

No collateral required
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Industrial & SME Loans (CGTMSE)

Government-backed collateral-free credit guarantee funding for MSMEs and industrial units.

Backed by CGTMSE scheme
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OD & CC Limits

Overdraft and Cash Credit limits structured for smooth day-to-day working capital cycles.

Flexible, revolving credit
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Bridge Funding

Short-term capital to bridge the gap until your primary funding or sale proceeds arrive.

Quick, short-tenure capital
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Short-Term Funding

Fast-disbursed short-tenure loans for urgent business or personal cash-flow needs.

Rapid turnaround
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Lease Rental Discounting

Convert future rental income from leased commercial property into upfront capital.

Monetise rental income
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School Funding

Structured funding for educational institution infrastructure, expansion and operations.

Built for institutions
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Project Funding

Term-loan structuring for large-scale commercial, industrial and infrastructure projects.

Structured for scale
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Construction Funding

Phase-wise disbursed finance for builders and developers against construction milestones.

Milestone-based disbursal
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Car Re-Finance

Refinance your existing vehicle loan or unlock additional funds against your car.

Free up locked equity
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Life Insurance

Term and savings-linked life cover selected to match your family's protection needs.

Right cover, right premium
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General Insurance

Health, motor, property and business insurance compared across leading insurers.

Comprehensive protection
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Mutual Funds

Goal-based mutual fund portfolios across equity, debt and hybrid categories.

Diversified wealth growth
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SIP Investments

Disciplined, automated SIP planning to build long-term wealth with market-linked returns.

Start from ₹500/month
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How It Works

From First Call to Disbursement

A structured, four-stage process — every file is guided personally by your financial consultant, designed to move forward without the usual back-and-forth.

01

Consultation

We understand your requirement, eligibility and timeline in a free, no-obligation call.

02

Documentation

Our team prepares and verifies your file, matched to the exact checklist each lender needs.

03

Approval

We negotiate across our banking partners and present you the best comparative offers.

04

Disbursement

End-to-end coordination through legal, technical checks and final fund transfer.

Why Urban Capital

Seven Reasons Clients Choose Our Financial Consultant Team

23+ Years of Experience

A track record built since 2001 across every major loan and investment category.

Fast Processing

Streamlined documentation cuts weeks of delay to days.

Full Transparency

Every fee and term explained upfront — no surprises later.

Expert Advisors

Every client works directly with a qualified financial consultant who understands lender-specific eligibility rules.

PAN India Service

One advisory desk, clients across every state.

Lowest Possible Rates

50+ lenders compared so you're never stuck with the first quote.

100% Assistance

Support continues right through to disbursement, not just approval.

Trusted Banking & NBFC Partners

Empanelled With 35+ Banks & NBFCs

We shop your file across a wide lending panel so you get the sharpest rate available — not just the first offer.

HDFC BankBank
ICICI BankBank
Axis BankBank
State Bank of IndiaBank
Bank of BarodaBank
Punjab National BankBank
IDFC FIRST BankBank
IndusInd BankBank
Kotak Mahindra BankBank
Yes BankBank
Federal BankBank
Canara BankBank
Union Bank of IndiaBank
Indian BankBank
Bank of IndiaBank
UCO BankBank
Central Bank of IndiaBank
AU Small Finance BankBank
Bandhan BankBank
RBL BankBank
Tata CapitalNBFC
Bajaj FinservNBFC
Aditya Birla FinanceNBFC
L&T FinanceNBFC
Hero FinCorpNBFC
Poonawalla FincorpNBFC
Cholamandalam FinanceNBFC
Shriram FinanceNBFC
Muthoot FinanceNBFC
Mahindra FinanceNBFC
LIC Housing FinanceNBFC
PNB Housing FinanceNBFC
Aavas FinanciersNBFC
Home First FinanceNBFC
Piramal FinanceNBFC

Partner names and brand colours shown are the property of their respective banks and NBFCs, listed here to indicate our lending network.

Service Areas

Financial Consultant Services Across North India — and Beyond

Our Gurgaon advisory desk actively services these industrial belts, NCR townships and business hubs, alongside every other city in India. Whether you're searching for a financial consultant in Delhi, Noida or Ghaziabad, or a financial consultant in India more broadly, our documentation and disbursement support reaches you wherever your file needs to move.

Delhi
Faridabad
Noida
Greater Noida
Greater Noida West
Surajpur
Yamuna Expressway
Sikandrabad Industrial Area
Bulandshahr Industrial Area
Ghaziabad
Sahibabad
Gurgaon
Manesar
Rewari
Rohtak
Bhiwadi
Sonipat
RAI Industrial Area
Panipat
Chaupanki
Bawana
Bawal
Rudrapur
SIDCUL
Mathura
Agra
Aligarh
Palwal
Kosi
Serving Clients Across PAN IndiaWherever your business or property is located, our advisory and documentation support travels with you.

Client Reviews

What Clients Say About Our Financial Consultant Team

★★★★★

"Got my home loan approved in under a week — Urban Capital compared three banks and got me a better rate than what I was quoted directly."

RS
Rakesh SharmaHome Loan, Noida
★★★★★

"Needed working capital fast for my manufacturing unit. The CGTMSE-backed loan process was explained clearly, no hidden charges anywhere."

AK
Anita KapoorBusiness Loan, Faridabad
★★★★★

"They handled our project funding and construction finance end to end. Genuinely felt like having a finance team on call."

VM
Vikram MehtaProject Funding, Delhi

Questions

Frequently Asked Questions

Does Urban Capital provide services outside Gurgaon?

Yes. Urban Capital is a PAN India financial consultancy. Our Gurgaon office coordinates loan, insurance and investment solutions for clients across Delhi NCR and every major city in India.

What is the minimum documentation required for a business loan?

Typically KYC documents, 2-3 years of ITR and financial statements, bank statements and business proof. Our advisors review your file and tell you exactly what's needed within one consultation.

How fast can a home loan be processed?

With complete documentation, in-principle approval can be issued within 3-7 working days through our banking partners, followed by disbursement after property and legal checks.

Which banks and NBFCs does Urban Capital work with?

We are empanelled with 50+ leading banks and NBFCs including HDFC Bank, ICICI Bank, Axis Bank, SBI, Bajaj Finserv, Tata Capital and more, so you get compared, competitive offers rather than a single option.

Do you charge for the initial consultation?

No. The first consultation with our financial consultant to understand your requirement and eligibility is completely free.

Can Urban Capital help with loans against property for business expansion?

Yes, Loan Against Property is one of our core products, structured for working capital, expansion or debt consolidation with competitive interest rates.

Get In Touch

Talk To A Loan & Investment Advisor Today

Share your requirement with our financial consultant team and we'll call you back — usually within business hours, same day.

+91 99100 49620Primary — Mon–Sun, 9 AM – 8 PM
+91 96431 09103Alternate line
[email protected]Email us anytime
704, 7th Floor, Palm Court, Sector 16Gurgaon, Haryana 122007 · Serving Clients Across India
Monday – Sunday9:00 AM – 8:00 PM
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